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Prodigy Finance (CM2021-2 DAC) v Terra Stephanie Botros (Chartered Institute of Arbitrators (CIArb))

Why it matters

Part of the Prodigy Finance consumer-loan arbitration programme administered by CIArb. Prodigy Finance (CM2021-2 DAC) v Terra Stephanie Botros. A worked example of high-volume, documents-only consumer-finance arbitration: how a lender pursues an unpaid cross-border loan through a CIArb-appointed arbitrator. The full document is at the linked original.

Summary

Prodigy Finance (CM2021-2 DAC) v Terra Stephanie Botros: a consumer education-loan arbitration administered by the Chartered Institute of Arbitrators under the Prodigy Finance scheme, final award. Prodigy Finance is a cross-border lender that funds postgraduate study; its loan agreements provide for arbitration, and where a borrower defaults the lender refers the matter to a CIArb-appointed arbitrator. The award is published via Jus Mundi and this entry links directly to it. The document records the claim, the borrower's position if any was filed, and the sum awarded. For a student or practitioner it is a primary source on how high-volume consumer-finance arbitration is run in practice, the kind of programme work that sits close to institutional debt-recovery arbitration; read the original for the tribunal's findings.

The detail

Parties: Prodigy Finance (CM2021-2 DAC) (claimant) v Terra Stephanie Botros (respondent)

Applicable law: Prodigy Finance loan agreement; consumer loan arbitration administered by CIArb.

Read the full decision at Jus Mundi ↗

Locus Standi links to the source decision and publishes its own plain-language summary. It does not reproduce the text of the award.

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