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Prodigy Finance (CM2017-1 DAC) v Penha Cristina Braga Martins (Chartered Institute of Arbitrators (CIArb))

Why it matters

Part of the Prodigy Finance consumer-loan arbitration programme administered by CIArb. Prodigy Finance (CM2017-1 DAC) v Penha Cristina Braga Martins, 19 May 2021. A worked example of high-volume, documents-only consumer-finance arbitration: how a lender pursues an unpaid cross-border loan through a CIArb-appointed arbitrator. The full document is at the linked original.

Summary

Prodigy Finance (CM2017-1 DAC) v Penha Cristina Braga Martins: a consumer education-loan arbitration administered by the Chartered Institute of Arbitrators under the Prodigy Finance scheme, award dated 19 May 2021. Prodigy Finance is a cross-border lender that funds postgraduate study; its loan agreements provide for arbitration, and where a borrower defaults the lender refers the matter to a CIArb-appointed arbitrator. The award is published via Jus Mundi and this entry links directly to it. The document records the claim, the borrower's position if any was filed, and the sum awarded. For a student or practitioner it is a primary source on how high-volume consumer-finance arbitration is run in practice, the kind of programme work that sits close to institutional debt-recovery arbitration; read the original for the tribunal's findings.

The detail

Parties: Prodigy Finance (CM2017-1 DAC) (claimant) v Penha Cristina Braga Martins (respondent)

Applicable law: Prodigy Finance loan agreement; consumer loan arbitration administered by CIArb.

Read the full decision at Jus Mundi ↗

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